When Will The Insurance Company Settle My Car Accident Case?

June 3, 2010

My first bit of advice is do not rush to settle your case. You are in control of your case.
If a lawyer wants you to settle your case for less than what you think it is worth, call a different lawyer. Lawyers are allowed to consult with you, even if you [...]

Read the full article →

Why Wasn’t The Driver Who Caused The Accident Given A Citation For Causing The Accident?

June 1, 2010

In Kentucky, the police do not determine who was fault in an accident. The police do not give tickets to the person.
An auto accident is usually not a criminal investigation therefore they do not bring any charges.
In Kentucky, the police officer generally does not do a very thorough investigation of the accident. That [...]

Read the full article →

The Car Insurance Adjuster Told Me That Kentucky Is A No Fault State. Do I Lose My Right To Sue For My Injuries?

May 27, 2010

It is very common for a car insurance adjuster to tell a person that Kentucky is a no fault, implying that there is no remedy for injuries sustained in an auto accident.
This is not true.
No fault means you have health insurance in your auto policy. Every person in Kentucky gave up their right to [...]

Read the full article →

What If The Other Person Was At Fault, But I Was At Fault Also?

May 26, 2010

In Kentucky, we use pure comparative fault. As an example, you can be 90% at fault and still recover for the 10% of the accident that was not your fault.
If a jury, for example, determines that the accident was 50% your fault, but 50% the other person’s fault, and gives you an award of [...]

Read the full article →

What Does My Auto Insurance/No Fault Insurance Pay For In Kentucky?

May 25, 2010

In Kentucky, the auto no-fault personal injury protection (PIP) will pay for your medical expenses and lost wages up to $10,000.00 if you have the basis minimum policy.
Doctors like to have this coverage. If a doctor bills $100.00, he is paid $100.00. It is different than health insurance. The doctor bills a [...]

Read the full article →

Am I In Charge Of How My Insurance/Personal Injury Protection Money Is Spent? Who Controls The Payment Of My Medical Bills Or Lost Wages? Can I Use My Health Insurance For Medical Bill Payments And My Auto Insurance For Lost Wages?

May 24, 2010

These questions are usually the most confusing for people that are injured in a car accident.
The answer to all of these questions is this – Yes, you are in control.
You can tell your auto insurance company what to pay and what not to pay. You can use your health insurance to cover your medical [...]

Read the full article →

I Am Not Getting Better After My Car Accident – What Should I Do?

May 18, 2010

If you have not seen a doctor already, you need to see a doctor. If you hurt your back or neck, see your family doctor and see who they refer you to.
If you have been to your family doctor and he keeps telling you that you would get better in a few weeks, but [...]

Read the full article →

My Car Insurance Company Is Not Paying For The Full Cost Of Repair Of My Car – What Should I do?

May 18, 2010

This is very typical in instances where you owe more money on your car than it is worth.
If the accident was not your fault, the insurance company like most insurance companies is trying to get away without paying full damages. You should call a lawyer.
You are entitled to the fair market value of your [...]

Read the full article →

When Do I Need A Lawyer After A Car Accident?

May 18, 2010

You should contact a lawyer immediately after a car accident – even if the accident was your fault.
The reason you need a lawyer even if the accident was your own fault is to make sure your insurance company pays you for the damages to your car, to make the insurance company pays for the care [...]

Read the full article →

What Should I Do Right After A Car Accident?

May 18, 2010

First, call the police.
Second, if you are not to serious injured collect the names of people who are at the accident scene – and get everyone’s phone number. Also, write down the license plate numbers of the cars involved.
Get a business card from the police officer. Make a note of the tow [...]

Read the full article →

← Previous Entries

Next Entries →